We understand the unique challenges you face when selecting group employee benefits.

Having served educational institutions for more than 40 years, we appreciate your profession and understand the unique challenges you face when selecting group employee benefits.

Currently, we administer employee benefit programs for nearly 1,000 school districts, school boards and charter schools throughout the country. We also provide tailored insurance solutions for many well-known universities as well as smaller liberal arts and junior colleges.

We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.

It’s our way of thanking you for the important work you do.

Campus Violence Benefit
(K-12 & Higher Ed)

Due to the ongoing concern of school violence, we offer a campus violence benefit as part of our accidental death & dismemberment (AD&D) coverage. It can help offset some of the financial strain an employee and their family might face if the employee experiences an injury or passes away because of a violent campus event.

How it works:

  • The campus violence benefit is included as part of our AD&D coverage.
  • If a covered employee passes away because of a violent event on campus, their beneficiary(ies) are eligible to receive an additional 25% of the principal sum of their AD&D coverage to a maximum of $50,000.
  • If a covered employee experiences an injury because of a violent event on campus that results in hospitalization, they are eligible to receive 10% of the principal sum of their AD&D coverage to a maximum of $25,000.

SimpliCollege Virtual
College Coach (K-12)

We provide access to SimpliCollege, an online resource dedicated to helping people prepare for college. Users can choose their journey, either as a parent/guardian or as a student.

This secure online resource includes:

  • The College Landscape
  • Choosing a Major
  • Paying for College
  • Decreasing the Cost of College
  • Managing College Debt

This program is available to employees of the school district, as well as students and their parents/guardians in the school district, and it is only offered to school districts that include high school (9th-12th grade).**

Disability Coverage During School Breaks (K-12 & Higher Ed)

Since injuries can happen at any time, we include specific contract language designed for educators and staff that treats all disabilities the same, regardless of whether they occur while school is in session or not. This eliminates any confusion an employee may have about his or her coverage while school is not in session. This language is standard on all Short-Term Disability and Long-Term Disability contracts for education-related groups.

J-1/H-1 Visa Exchange Protection (Higher Ed)

When hiring J-1 or H-1 Exchange Visitors (professors, researchers and scholars with a J-1 or H-1 visa), colleges and universities are required by the United States to provide minimum coverage amounts for Medical Evacuation and Repatriation for each Exchange Visitor.

We can assist colleges and universities who need help in obtaining this coverage by providing a program that meets these requirements as a part of the Travel Resource Services™ program.

Office Depot® Discount Program (K-12)

Due to budgetary constraints, many teachers reach into their own pockets to pay for the supplies and tools they need to provide a quality education. This is a great sacrifice that many teachers make for their students. We recognize this, and for our education customers, Office Depot offers a 10% discount on most of their office supplies. This discount is available online through a special website and in stores.***


* Not available in all states. In select states, a Stand Alone AD&D contract may be required.

**  SimpliCollege, LLC is an independent organization that does not provide Dearborn Group products or services. SimpliCollege, LLC is solely responsible for the products and services described on this page.

*** Exclusions and restrictions apply.