Bills and everyday needs don’t stop because someone can’t work. An accident or illness can endanger an individual’s most important asset: the ability to earn a living.

Our Short-Term Disability (STD) plans pay benefits when sickness or injury prevents you from working full time. We offer STD programs tailored to meet the needs and cost expectations of both employers and employees.

Employer-Sponsored Group Plans
& Voluntary Group Plans

  • Affordable premiums
  • Evidence of Insurability not required on most plans
  • Coverage for disabilities caused by accidents, illnesses and pregnancy
  • Benefits paid for Total or Partial Disability
  • Seamless claim transition from STD to LTD
  • Submit claims by phone