Accidental Death and Dismemberment (AD&D) coverage pays additional benefits if a death or injuries occur as the result of an accident.


Motor Vehicle




We work with producers and employers to provide both employer-sponsored group plans and voluntary group plans for employees.

Employer-Sponsored Group Plans
& Voluntary Group Plans

  • Benefits for accidental injuries that result in loss of limbs, speech, hearing or paralysis
  • Benefits for spouses and dependent children
  • Benefits for higher education expenses for the college-aged children of an insured
  • Additional AD&D features that cover day care expenses, educational costs for the spouse, benefits during an extended coma, as well as many others
  • Guarantee Issue amount available
  • No Evidence of Insurability required